Home Protection 101 — The Essential Insurance Policies Every Homeowner Should Consider

Buying a home isn’t just about bricks and mortar — it’s about protecting what matters most. At Keevelia Mortgage Solutions, we believe in helping our clients not just get a mortgage, but safeguard their home and family too.

Here’s a quick guide to the key insurance policies worth considering.

Buildings and Contents Insurance

If you have a mortgage, buildings insurance is usually a requirement — it covers the structure of your home against things like fire, floods, or storms. Contents insurance protects your belongings inside.

👉 Top tip: Don’t just go for the cheapest policy. Make sure it gives the cover you really need.

Life Insurance

Life insurance gives your loved ones a financial safety net if the worst happens. A policy can help clear the mortgage or provide support for your family.

Income Protection

Could you still pay your mortgage if you were unable to work due to illness or injury? Income protection can help replace lost earnings and give you breathing space to recover.

Critical Illness Cover

This type of insurance pays out a lump sum if you’re diagnosed with a serious condition covered by your policy, such as cancer, heart attack, or stroke.

Why It’s Worth a Chat

Every household’s protection needs are different — and it’s easy to either overpay or end up under-protected. At Keevelia, we’ll help you choose policies that suit your situation, giving you peace of mind that your home and family are covered.

👉 Need help navigating your mortgage or protection options?
We’re here to support you every step of the way. Get in touch with Keevelia Mortgage Solutions for friendly, expert advice tailored to you.

Click the link here to book your FREE 30 minute Protection consultation https://link.keeveliamortgagesolutions.co.uk/widget/bookings/kms